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	<title>Insurance Advisory &#8211; LegaLogic</title>
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	<description>Welcome - LegaLogic &#124; Top Law Firm in Pune &#124; Top Full-Service Law Firm in Pune &#124; Legal Services &#124; Law Firm</description>
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		<title>Insurance Advisory Newsletter &#8211; Understanding Employment Practices Liability Insurance: August 2025</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-understanding-employment-practices-liability-insurance-august-2025/</link>
		
		<dc:creator><![CDATA[AdraJainGWD]]></dc:creator>
		<pubDate>Mon, 18 Aug 2025 11:28:18 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
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					<description><![CDATA[What’s inside? Understanding Employment Practices Liability Insurance Businesses That Need Employment Practices Liability Insurance Major Inclusions and Exclusions of Policy Employment Practices Liability Insurance (“EPLI”) is a specialized insurance product designed to protect businesses against claims made by employees alleging wrongful employment practices. EPLI coverage is particularly important in today&#8217;s business environment where employment-related claims [&#8230;]]]></description>
		
		
		
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		<title>Insurance Advisory Newsletter &#8211; Do&#8217;s and Don&#8217;ts of Liability Claims: July 2025</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-dos-and-donts-of-liability-claims/</link>
		
		<dc:creator><![CDATA[AdraJainGWD]]></dc:creator>
		<pubDate>Mon, 21 Jul 2025 06:03:52 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
		<guid isPermaLink="false">https://legalogic.com/?p=7088</guid>

					<description><![CDATA[What’s inside? Understanding claims in liability insurance: Where claims could arise? Do’s and Don’ts in case of a claim. When a Claim Hits Your Business: What You Need to Know In today’s fast-moving business environment, legal and financial risks are never too far behind. From minor bodily injury claims incidents to complex cyber breaches, the [&#8230;]]]></description>
		
		
		
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		<title>Insurance Advisory Newsletter &#8211; What is Keyman Insurance Policy? : June 2025</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-what-is-keyman-insurance-policy-june-2025/</link>
		
		<dc:creator><![CDATA[AdraJainGWD]]></dc:creator>
		<pubDate>Thu, 05 Jun 2025 07:00:33 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
		<guid isPermaLink="false">https://legalogic.com/?p=6841</guid>

					<description><![CDATA[WHAT IS KEYMAN INSURANCE POLICY? A Keyman Insurance Policy (“Policy”) is a life insurance policy that a business purchases on the life of an individual employee or stakeholder deemed essential to the organisation’s operations. This individual may be a founder, CEO, CFO, or other critical contributor whose sudden absence could significantly impact the organisation’s financial [&#8230;]]]></description>
		
		
		
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		<title>Insurance Advisory Newsletter &#8211; POSI Policy: May 2025</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-posi-policy-may-2025/</link>
		
		<dc:creator><![CDATA[AdraJainGWD]]></dc:creator>
		<pubDate>Mon, 05 May 2025 06:05:08 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
		<guid isPermaLink="false">https://legalogic.com/?p=6705</guid>

					<description><![CDATA[What is Public Offering of Securities Insurance Policy? An increasing number of businesses are exploring the option of raising capital through an Initial Public Offering (“IPO”) to support growth, expansion and other business objectives. An IPO is a process through which a private company offers its shares to the public for the first time, transitioning [&#8230;]]]></description>
		
		
		
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		<title>Insurance Advisory Newsletter – Contractor&#8217;s All Risk Insurance: April 2025</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-contractors-all-risk-insurance-april-2025/</link>
		
		<dc:creator><![CDATA[AdraJainGWD]]></dc:creator>
		<pubDate>Sat, 05 Apr 2025 11:12:57 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
		<guid isPermaLink="false">https://legalogic.com/?p=6677</guid>

					<description><![CDATA[1. Overview Contractor’s All Risk Insurance (CAR Insurance) offers project-specific protection against material damage and third party liability during construction. In India’s expanding infrastructure landscape, it functions as a key contractual and risk mitigation tool, safeguarding stakeholders from unforeseen disruptions and financial loss. Unlike annual policies, CAR Insurance is generally aligned with the full duration [&#8230;]]]></description>
		
		
		
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		<title>Insurance Advisory Newsletter &#8211; What’s inside? Principle of Subrogation &#124; Waiver of Subrogation &#124; Importance of Waiver of Subrogation : March 2025</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-whats-inside-principle-of-subrogation-waiver-of-subrogation-importance-of-waiver-of-subrogation-march-2025/</link>
		
		<dc:creator><![CDATA[VikasALegaLogic]]></dc:creator>
		<pubDate>Mon, 17 Mar 2025 10:30:55 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
		<guid isPermaLink="false">https://legalogic.com/?p=6506</guid>

					<description><![CDATA[Principle of Subrogation Subrogation is a legal principle that allows a person, often an insurance company in an insurance contract, to step into the shoes of the other person (typically the policyholder/ insured) in order to pursue a claim against a third party (who is responsible for a loss or damage). Insurer has a right [&#8230;]]]></description>
		
		
		
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		<title>Insurance Advisory Newsletter &#8211; Public Liability Insurance Act and Recent Amendments : February 2025</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-public-liability-insurance-act-and-recent-amendments-february-2025/</link>
		
		<dc:creator><![CDATA[VikasALegaLogic]]></dc:creator>
		<pubDate>Thu, 27 Feb 2025 19:38:44 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
		<guid isPermaLink="false">https://legalogic.com/?p=6411</guid>

					<description><![CDATA[SCOPE OF PUBLIC LIABILITY INSURANCE ACT AND IF THE INSURANCE POLICY IS MANDATORY IN NATURE: The Public Liability Insurance Act of 1991 (“Act”) is a pioneering legislative mechanism which has been designed to address the complex challenges of industrial safety and victim compensation. This Act was enacted as a mitigation step on the background of [&#8230;]]]></description>
		
		
		
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		<title>Insurance Advisory Newsletter &#8211; Understanding Additional Insured Coverage : January 2025</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-understanding-additional-insured-coverage-january-2025/</link>
		
		<dc:creator><![CDATA[VikasALegaLogic]]></dc:creator>
		<pubDate>Tue, 28 Jan 2025 17:00:59 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
		<guid isPermaLink="false">https://legalogic.com/?p=5980</guid>

					<description><![CDATA[Understanding Additional Insured: Customer contracts often require the policy holder to add the customer as additional insured to the service provider’s insurance policy. An additional insured is an individual or entity that is added to an insurance policy of existing entity to extend the coverages provided by the policyholder’s insurance (“Additional Insured”). This allows the [&#8230;]]]></description>
		
		
		
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		<title>Insurance Advisory Newsletter &#8211; ‘Exclusion’ under Insurance Policies : December 2024</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-exclusion-under-insurance-policies-december-2024/</link>
		
		<dc:creator><![CDATA[VikasALegaLogic]]></dc:creator>
		<pubDate>Sun, 15 Dec 2024 10:30:22 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
		<guid isPermaLink="false">https://legalogic.com/?p=5834</guid>

					<description><![CDATA[What is an ‘Exclusion’ under insurance policies? An exclusion, simply put, is the liability or risk which an insurance company would not cover. It is a settled principle that insurance contracts exclude: (i) intentional or deliberate acts or omissions which are known by the insured would result in risk exposure; (ii) violation of applicable laws; [&#8230;]]]></description>
		
		
		
			</item>
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		<title>Insurance Advisory Newsletter &#8211; Commercial Crime Insurance and Cyber Insurance : November 2024</title>
		<link>https://legalogic.com/alerts/insurance-advisory-newsletter-commercial-crime-insurance-and-cyber-insurance-november-2024/</link>
		
		<dc:creator><![CDATA[VikasALegaLogic]]></dc:creator>
		<pubDate>Thu, 14 Nov 2024 07:54:41 +0000</pubDate>
				<category><![CDATA[Alerts]]></category>
		<category><![CDATA[Insurance Advisory]]></category>
		<guid isPermaLink="false">https://legalogic.com/?p=5778</guid>

					<description><![CDATA[Does Commercial Crime Insurance And Cyber Insurance Overlap? In today&#8217;s rapidly evolving business landscape, companies face an increasing range of risks, particularly from commercial crime and cyber threats. Commercial Crime Insurance protects companies from the losses resulting from direct loss of money, securities and other property of the companies arising out of employee theft and [&#8230;]]]></description>
		
		
		
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